TransUnion Fortifies Latin America Leadership with Buró de Crédito Stake Acquisition

Deal News | Jan 16, 2025 | Globenewswire

TransUnion, a global information and insights company, announces a definitive agreement to acquire the majority ownership of Trans Union de Mexico, S.A., S.I.C., the consumer credit business arm of Mexico's largest credit bureau, Buró de Crédito. Currently holding 26%, TransUnion plans to acquire an additional 68% for approximately MXN 11.5 billion ($560 million). This acquisition, which will elevate its ownership to 94%, is aimed at enhancing TransUnion's presence in Mexico—an expanding economy with a significant growth in consumer credit and increasing middle class. The commercial credit arm of Buró de Crédito is not part of the deal. TransUnion aims to leverage this acquisition to introduce innovative products and services, expand into adjacent sectors such as FinTech and insurance, and support Mexico’s digital transformation and financial inclusion goals. The deal is expected to close by the end of 2025, subject to regulatory approvals, and is predicted to generate $145 million in revenue and $70 million in Adjusted EBITDA in 2024.

Sectors

Financial Services
Information Technology

Geography

Mexico – The transaction is focused on TransUnion's acquisition of a major stake in a Mexican credit bureau, highlighting the relevance of the Mexican market.
United States – As TransUnion is a U.S.-based company, the deal also impacts U.S. markets, particularly in the context of cross-border acquisitions.

Industry

Financial Services – The acquisition is centered on the consumer credit services industry, a key component of financial services, providing credit data and financial inclusion solutions.
Information Technology – TransUnion's emphasis on using technology for innovative financial solutions and cybersecurity underlines the significance of IT in this deal.

Financials

$560 million – Cash consideration for acquiring an additional 68% stake in Trans Union de Mexico.
MXN 16.8 billion – Enterprise value of Trans Union de Mexico for the transaction.
$145 million – Estimated total 2024 revenue from Trans Union de Mexico post-acquisition.
$70 million – Estimated Adjusted EBITDA from Trans Union de Mexico in 2024.

Participants

Name	Role	Type	Description
TransUnion	Acquiring Company	Company	A global information and insights company that provides credit data and financial services solutions across 30 countries.
Buró de Crédito	Target Company	Company	The largest credit bureau in Mexico, managing comprehensive credit data for individuals and businesses.
Trans Union de Mexico, S.A., S.I.C.	Business Unit	Company	The consumer credit business unit of Buró de Crédito, subject to acquisition by TransUnion.
Chris Cartwright	CEO	Person	President and CEO of TransUnion, involved in the strategic decision to expand in Mexico.
Carlos Valencia	Regional President, Latin America	Person	Regional President of TransUnion, leading the company's growth initiatives in Latin America.
Todd Skinner	President, International	Person	Responsible for TransUnion's international segment, overseeing integration and growth of new acquisitions.