Murphy Revolutionizes Debt Servicing with AI, Raises $15M
Deal News | Jul 14, 2025 | Seedcamp
Murphy, a Barcelona-based company, has raised $15 million in pre-seed and seed funding led by Seedcamp, alongside investors like Northzone, Lakestar, and ElevenLabs. Founded in late 2024 by Borja Sole, Murphy aims to overhaul the traditional debt servicing industry through advanced AI technology. With AI voice agents, omni-channel outreach, and behavioral personalization, Murphy enhances debt recovery while maintaining respectful debtor relationships. Operating in over 100 languages, Murphy's technology offers faster, more efficient debt recovery compared to traditional methods. Murphy already serves leading financial and telecom institutions across Europe, showcasing increased recovery rates and reduced costs. The new funding will support product scaling, team expansion, and international market entry, specifically in Europe and the United States.
Sectors
- Debt Servicing
- Artificial Intelligence
- Financial Services
- Telecommunications
Geography
- Spain – Murphy is based in Barcelona, Spain, and involved in the local fintech and AI sectors.
- Europe – Murphy's current operations and market presence are primarily in Europe.
- United States – The intended expansion market for Murphy with the new funding includes the United States.
Industry
- Debt Servicing – This involves the management and recovery of debt, a primary focus of Murphy's AI technology.
- Artificial Intelligence – Murphy employs AI technology to improve debt recovery methods and customer engagement.
- Financial Services – Murphy's clients include leading financial institutions, emphasizing its role in the financial services sector.
- Telecommunications – Murphy's solutions serve telecom companies, reflecting its impact within this industry.
Financials
- $15,000,000 – The total funding raised by Murphy in pre-seed and seed rounds.
Participants
| Name | Role | Type | Description |
|---|---|---|---|
| Murphy | Target Company | Company | Murphy is a Barcelona-based company transforming the debt servicing industry through AI. |
| Seedcamp | Investor | Company | Seedcamp is a European seed fund investing in Murphy's AI-driven debt servicing solutions. |
| Northzone | Investor | Company | Northzone is one of the investors in Murphy's $15 million funding round. |
| Lakestar | Investor | Company | Lakestar is a venture capital firm participating in Murphy's funding round. |
| ElevenLabs | Investor | Company | ElevenLabs is another participant in the investment round for Murphy. |
| Borja Sole | Co-Founder and CEO | Person | Co-founder and CEO of Murphy, driving the company's AI initiatives. |
| Marc | Team Member | Person | Part of the team building Murphy's AI solutions as noted by Seedcamp's Will Bennett. |
| Will Bennett | Investment Team Member | Person | A member of Seedcamp's investment team expressing confidence in Murphy. |