Ingenious Secures £30 Million Credit Facility from Cynergy Bank
Deal News | Aug 19, 2025 | Travers Smith LLP
Travers Smith LLP has announced its role in advising Cynergy Bank on a £30 million revolving credit facility earmarked for Ingenious Real Estate Finance. Known for supporting small and medium-sized businesses in the UK, Cynergy Bank has provided Ingenious, a seasoned lender, with dynamic funding to enable its expansion in the development and bridging finance markets. The deal underlines the cooperative relationship between Cynergy Bank and Ingenious. The Travers Smith team, helmed by Head of Finance Charles Bischoff, supported by associates Melissa Atkinson and Lewis Cockle, and trainee Joy Kibaki, facilitated this transaction, which emphasizes Cynergy’s commitment to aiding the specialty finance sector.
Sectors
- Financial Services
- Real Estate Finance
- Legal Advisory
Geography
- United Kingdom – All involved entities, including Cynergy Bank, Ingenious Real Estate Finance, and Travers Smith LLP, are based or operate primarily within the UK.
Industry
- Financial Services – The transaction involves Cynergy Bank providing a financial facility, indicating activity within the financial services sector.
- Real Estate Finance – Ingenious Real Estate Finance, the recipient of the credit facility, operates within real estate finance, ensuring its expansion in bridging and development finance.
- Legal Advisory – Travers Smith LLP provided legal advisory services for the transaction, representing the legal services industry.
Financials
- £30 million – The amount of the revolving credit facility provided by Cynergy Bank to Ingenious Real Estate Finance.
Participants
| Name | Role | Type | Description |
|---|---|---|---|
| Cynergy Bank | Lender | Company | A specialist bank supporting small and medium-sized businesses across the UK. |
| Ingenious Real Estate Finance | Borrower | Company | An experienced lender focused on the development and bridging finance market. |
| Travers Smith LLP | Legal Advisor | Company | A law firm that provided legal advice to Cynergy Bank for the credit facility arrangement. |
| Charles Bischoff | Head of Finance | Person | Led the Travers Smith team in advising on the credit facility. |
| Melissa Atkinson | Associate | Person | Supported the Travers Smith team with the transaction. |
| Lewis Cockle | Associate | Person | Supported the Travers Smith team with the transaction. |
| Joy Kibaki | Trainee | Person | Assisted the Travers Smith team with the transaction. |